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A contract of Insurance comes into being when a person seeking insurance protection enters into a contract with the insurer to indemnify him against loss of property by or incidental to fire and or lightening, explosion, etc. This is primarily a contract and hence as is governed by the general law of contract. However, it has certain special features as insurance transactions, such as utmost faith, insurable interest, indemnity, subrogation and contribution, etc. these principles are common in all insurance contracts and are governed by special principles of law.

Business Insurance Fair market values are the highest price that a willing payer will pay in open market to a willing buyer, both being informed of the qualities of the property concerned and both parties are not under pressure to conclude the transaction. Beware if the buyer is not aware of some aspects of the business or if the seller is under pressure to sell, then the price could very well differ than the settle price. >>read more	Life Insurance There is a certain degree of scepticism about the value of combining insurance and savings in a Universal Life plan. A few advisors believe it would be better to take term insurance and invest the difference. Advocates of cash value insurance plan point to the benefit of forced savings. Some things are only effective in specific contexts and situations. The Universal Life plan is not an exception. >>read more
Property Insurance We all are aspiring to own a home where we can live in comfort and for this we build our homes with our hard earned savings and if our homes are not secure and safe then everything seems futile. Burglary and natural calamities are issues that we should be vary of so the best thing is to get your home secure by home insurance as this way this will helpful on a rainy day. >>read more	Financial Insurance A Life Insurance Policy is a personal property, like a house, car, antiques, old painting or stocks and bonds. You can sell your life insurance policy like you sell your other personal property items. Life insurance may now be viewed as a traditional asset that can be purchased or sold. Sale of Life insurance policy is called as Life insurance settlement, Life settlement or Senior settlement. >>read more